Hawthorne Estate Planning & Bankruptcy Lawyer
Need to get your finances under control?
Many people in the Hawthorne area are facing financial struggles, and need a way out of debt that works. At the Law Offices of James C. Shields, our goal is to help you get the fresh start you deserve – and have a right to – in filing bankruptcy. Are you ready to consider filing for bankruptcy? Connect with us so we can help you do it right, and get the absolute most out of filing, whether you are eligible for Chapter 7 or Chapter 13. When your debt load is too much to handle, no matter what you do, it is time to think about starting over. Federal law allows you to take the step of filing for bankruptcy, with the ability to discharge (you will no longer owe) your unsecured consumer debt. These are debts such as medical bills, credit cards, personal loans, payday loans and other similar debts.
Filing for Bankruptcy in Hawthorne
Filing for bankruptcy may be a difficult decision for you. Some people put it off until the situation is so bad that immediate action needs to be taken avoid a serious problem such as wage garnishment, vehicle repossession or foreclosure. We have the ability to move fast if you are in this position. You will find that you experience the first stage of relief once you have filed, as all creditor actions are brought to a halt while the bankruptcy process moves forward. Wage garnishment will end, and creditors will no longer be allowed to contact you. After struggling with constant creditor calls and letters, and trying to stay above water with not enough money and too many bills, relief is in sight. Wage garnishment is brought to an end, you have the time to sort out a mortgage problem, and you have started the process of discharging your debt.
It is important that you have legal representation to help you through the process. Errors or a failure to provide accurate information can lead to serious legal problems. The first step in the process is to take the "means test" which will determine if you are eligible to file Chapter 7, the most common form of bankruptcy. Most of our clients that file Chapter 7 lose none of their personal possessions, and only gain the relief of no longer owing bills that are impossible to pay. Those who are not eligible to file Chapter 7 can file Chapter 13, which has some distinct advantages, particularly for those who earn too much to qualify for Chapter 7. In either case, you can expect personal legal service at affordable rates.
We also serve as counsel in all estate planning and probate matters. Need a living trust, a will or help with any part of the probate process? We can help.
Contact us to find out more about how we can help you file for bankruptcy, create an estate plan, or protect your interests in probate administration or litigation.
We Can Help You Find Financial Freedom
We Diligently Represent Your Interests
Over 50 Years of Collective Experience