In most cases, your personal liability on a mortgage is discharged when you receive your Chapter 7 discharge. This means you are no longer personally liable for the mortgage debt. Your real property continues to secure the mortgage. If you fall behind, your lender can foreclose on the real property. However, your lender cannot sue you for any deficiency balance after the foreclosure sale.
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If your house might be foreclosed, we can help you explore your options and take legal action.
Contact us online today or by telephone at (310) 626-4404 to schedule your free initial consultation with an experienced bankruptcy lawyer. We are open on Saturdays and are available before or after regular business hours by appointment. For your convenience, we accept checks and debit cards as forms of payment.