Are struggling to keep up with your house payments? If so, then you may
be fearing imminent foreclosure and the threat of losing your home. However,
the earlier in the process that you consult a foreclosure attorney, the
more options you will have, and the better chance you may have of saving
If you are struggling to keep up with your mortgage, here are just a few
of the reasons to consult a foreclosure attorney.
An Attorney Can Help You Modify Your Loan
If you consult an attorney early enough in the process, your attorney may
be able to help you apply for a
loan modification with your lender that would alter the terms of your loan and help you
to stay in your home. An attorney can assist you in the loan modification
process and will ensure that the modification is in your best interest
and that your lender does not attempt to apply any illegal charges or fees.
An Attorney Will Keep Your Lender in Check
The fact is that, while there are strict laws in place regarding the foreclosure
process and the rights of the homeowner, lenders aren't always helpful
when it comes to processing loan modification requests. An attorney will
ensure that your lender does not violate your rights and that you are
made aware of all of the options you have available to you at this time.
An Attorney Can Represent You in Mediation
Depending on the state you live in, foreclosure mediation might be available
to you. Foreclosure mediation is where a lender and a homeowner come together
and try to agree on terms to avoid foreclosure. If your case comes to
mediation you will want someone on your side to represent you and look
out for your interests.
Are you facing the
threat of a foreclosure?
Contact us to learn how you could benefit from having an attorney on your side during
this difficult time.