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Recent Posts in Debt Category

5 Tips for Paying Off Your Student Loans

Struggling with student debt? Student loan debts are best dealt with earlier rather than later. Here are a few tips for helping you pay off your student loans. Set Aside Money Set aside a set portion ...
Continue reading "5 Tips for Paying Off Your Student Loans" »

4 Ways to Get Your Debt Under Control

No matter where you are in your walk of life your debt has gotten out of control one way or another. If you’re one of the lucky ones and have managed to get by without having large amounts of ...
Continue reading "4 Ways to Get Your Debt Under Control" »

How to Protect Yourself from Creditor Harassment

When you own someone a debt, they have a legal right to collect that debt, and you have the legal responsibility to pay that debt. What creditors do not have, however, is the right to harass or ...
Continue reading "How to Protect Yourself from Creditor Harassment" »

Will Student Loan Debts Be Subject to Bankruptcy in the Future?

The last few months, the White House has been in talks regarding whether or not Americans should have the right to discharge student loans via bankruptcy. With bankruptcy and student loan debt the ...
Continue reading "Will Student Loan Debts Be Subject to Bankruptcy in the Future?" »

Aggressive Student Loan Debt Collection Practices: U.S. Marshals are Taking it Up a Notch

The internet was abuzz recently with news that armed U.S. Marshals arrested a Houston man for failing to pay a $1,500 student loan that he had received in 1987 to pay tuition at Prairie A&M ...
Continue reading "Aggressive Student Loan Debt Collection Practices: U.S. Marshals are Taking it Up a Notch" »

How A Free App to Evaluate Credit Card Debt Can Help You Make Better Financial Decisions

How A Free App to Evaluate Credit Card Debt Can Help You Make Better Financial Decisions Many of us struggle to pay off credit card debt, especially since it just seems to grow without ending. Even ...
Continue reading "How A Free App to Evaluate Credit Card Debt Can Help You Make Better Financial Decisions" »

Banks Can Freeze Debtors' Accounts in Ninth Circuit: What Does That Mean For You?

A recent decision filed by bankruptcy judges in the Southern District of New York has determined that banks can freeze debtors' accounts in the Ninth Circuit. What does that mean for you, the ...
Continue reading "Banks Can Freeze Debtors' Accounts in Ninth Circuit: What Does That Mean For You?" »

Dealing with Debt: Common Credit Repair Scams -- and How to Avoid Them

Your credit report and score are both essential parts of your financial portfolio. Having a high credit score, and a report free of blemishes will help you get better rates on a mortgage or automobile ...
Continue reading "Dealing with Debt: Common Credit Repair Scams -- and How to Avoid Them" »

Surprise! Debtors Are Not Required To Dispute Debt In Writing Under FDCPA

Collection agencies are committed to collecting debt and they often find interesting ways to track down debtors. Some of these tactics are illegal under the Fair Debt Collection Practices Act (FDCPA), ...
Continue reading "Surprise! Debtors Are Not Required To Dispute Debt In Writing Under FDCPA" »

What You Should Do If You Are Deeply In Debt

Have you ever looked at your credit card bills only to feel as if you are never going to emerge from a sea of debt? It’s possible that college tuition, credit cards and daily living expenses are ...
Continue reading "What You Should Do If You Are Deeply In Debt" »

Top Three Strategies For Defending Low Value Debt Collection Lawsuits Successfully

Defending yourself in court, no matter the circumstances, is incredibly stressful. This is especially the case if you are being sued for a debt. While it is quite rare for a collection agency to ...
Continue reading "Top Three Strategies For Defending Low Value Debt Collection Lawsuits Successfully" »

Why You Should Not Wait To Pay Off Zero Percent Credit Cards

When using a credit card with zero interest, you may be tempted to delay paying it off; however, that’s not necessarily a good idea. Here are some reasons why you should not wait to pay off zero ...
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Having The Right Number Of Credit Cards Is Important: What's Right for You?

Credit cards offer greater convenience and financial flexibility. However, if poorly managed, they're often sources of financial struggle. For example, USA Today recently published an article on ...
Continue reading "Having The Right Number Of Credit Cards Is Important: What's Right for You?" »

What Does it Mean to be Living in the "Sandwich" Generation of Caregivers?

Caregivers play different roles within the family, and they care for various age groups. Some caregivers have small children, and their primary focus is taking care of them. Other caregivers have the ...
Continue reading "What Does it Mean to be Living in the "Sandwich" Generation of Caregivers?" »

New Report States that More Than 77 Million Americans Have Delinquent Debt

According to the Chicago Tribune, more than 77 million Americans have delinquent debt. A third of Americans with credit have failed to pay a bill when it was due, missed a payment on a credit card, or ...
Continue reading "New Report States that More Than 77 Million Americans Have Delinquent Debt" »
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