• Our Guarantee to Our Clients

    We promise to represent your best interests and keep you fully informed.

    Read Our Guarantee
  • Bankruptcy eBook

    Get a FREE eBook to become more familiar with the bankruptcy process.

    Download It Here
  • Our Video Center

    Click here to access a list of our firm's videos.

    Get More Information
  • When You're Ready To Talk

    We're ready to listen. Contact us to receive a free initial consultation.

    Request a Consultation

Discussing your foreclosure options

A foreclosure attorney may know about foreclosure options to prevent you from losing your home. These options may include either Chapter 7 or chapter 13 bankruptcy. Financial hardship can cause emotional and physical illness and may even take its toll on personal relationships. Don’t add losing your home to the list of your problems without first discussing your options with a qualified attorney.

How do people come to the point in their lives of facing foreclosure? Financial difficulties happen for many reasons. No one plans of defaulting on their home mortgage payments but sometimes life’s circumstances get in the way of even the most well-made plans. People lose jobs, become ill, disabled or face other personally devastating circumstances that can change their ability to make mortgage payments on time. Financial institutions are not always understanding about what may have happened to delay your mortgage payment. A foreclosure attorney will listen and help you find a solution to remain in your home.

What happens during the foreclosure process? While the laws vary from state to state, your mortgage company can file foreclosure proceedings on you once you have missed the allotted number of home mortgage payments. You may receive a visit from your local Sheriff with a notice of foreclosure. Just because you have received a notice of foreclosure does not mean that there are no options left for you to remain in your home. If you have received a notice of foreclosure, you should schedule a consultation with a foreclosure attorney as soon as possible. Remember, time is of the essence in these cases and you must begin to file bankruptcy proceedings before a deadline date.

Your attorney will ask for specific details during your consultation about what stage of the foreclosure process you are in as well as looking at documentation you have been given from legal authorities or from your financial institution. Once he analyzes all this information, he will know how to best proceed in approaching the lender or court with foreclosure negotiations.

Both Chapter 7 and Chapter 13 bankruptcies may have provisions which will allow you to remain in your home and prevent foreclosure. If you are hopelessly behind on mortgage payments and are facing the possibility of foreclosure, talk to a foreclosure attorney while there is still time. The sooner you find out what your options are, the sooner you can start getting your life back in order. Once you resolve your immediate foreclosure issue, you can get help with coping with debt and develop a personal budget.

The Law Offices of James C. Shields assists people with all probate matters and helps people who cannot pay their debts; we are compassionate professional; knowledgeable; we offer payment plans; our fees are reasonable; we guarantee our work.

Contact us today to explore options that can help you remain in your home.

Categories: Foreclosure
  • Our Guarantee to Our Clients

    We promise to represent your best interests and keep you fully informed.

    Read Our Guarantee
  • Bankruptcy eBook

    Get a FREE eBook to become more familiar with the bankruptcy process.

    Download It Here
  • Our Video Center

    Click here to access a list of our firm's videos.

    Get More Information
  • When You're Ready To Talk

    We're ready to listen. Contact us to receive a free initial consultation.

    Request a Consultation

When You're

Ready to talk

Our firm is ready to listen. Call for a FREE case consultation.

Call Toll-Free 888.910.6652

"The Law Offices of James C. Shields is located in Torrance and proudly serves clients all throughout the South Bay including:

  • Long Beach
  • Irvine
  • Los Angeles
  • Palos Verdes Estates
  • Huntington Beach
  • Hermosa Beach
  • Redondo Beach
  • Manhattan Beach
  • Newport Beach
  • Costa Mesa
  • El Segundo
  • Rolling Hills
  • Hawthorne
  • Playa Del Rey and Culver City
Law Offices of James C. Shields - Torrance Bankruptcy & Estate Planning Attorney
Located at 21707 Hawthorne Blvd, Suite 204
Torrance, CA 90503.
View Map
Phone: (888) 910-6652
Local Phone: (310) 626-4404

Website:
© 2017 All Rights Reserved.