Your credit score can take a hit after filing for bankruptcy, which can
make financial decisions later in life more difficult. Slowly building
your credit score after
bankruptcy will allow you to receive better credit cards and increase your spending
limits, find the best deals on your mortgage, or get a good car loan.
But improving your credit score takes some time and effort. Here are 3
apps that can help you improve your score over time after receiving a
Mint (iOS/Android): Keeping your spending on track is the first step to raising
your credit score. When you're saddled with more debt than you can
handle, especially after bankruptcy, it makes it even harder to receive
a loan. That's why we have to recommend Mint. There's a reason
why this all-platform app is a leading finance tracker and budget planner.
Mint's intuitive design allows users to see their spending patterns
clearly. It also provides free tips for your finances and allows you to
see your credit score for free.
Bill Tracker (iOS): This bill reminder app can help you remember to pay your bills
on time. Late payments on your credit card bill, loans, or even your rent
can affect your credit score, especially after a bankruptcy discharge.
By paying on time, you'll improve your credit score and avoid late
fees as well.
Credit Karma (Android/iOS): When you need free credit scores and reports, Credit Karma
is there for you. In addition, the app will scan your bank and credit
card accounts to help you find better deals for loans, auto insurance,
mortgages, and credit cards based on your spending habits. This can help
you keep a good eye on your credit score and make sure your finances are
Overall, these apps are a great way to stay aware and invested in your
finances and credit score, but they only play a small role in a well-rounded
financial plan. For more tips on how to manage your loans and credit,