• Our Guarantee to Our Clients

    We promise to represent your best interests and keep you fully informed.

    Read Our Guarantee
  • Bankruptcy eBook

    Get a FREE eBook to become more familiar with the bankruptcy process.

    Download It Here
  • Our Video Center

    Click here to access a list of our firm's videos.

    Get More Information
  • When You're Ready To Talk

    We're ready to listen. Contact us to receive a free initial consultation.

    Request a Consultation

Debt Relief Options in California

Get Counsel from a Torrance Debt Relief Lawyer

Dealing with enormous debt can seem hopeless at times, but it is important to remember that there are ways of handling that debt. Need a debt relief attorney in the Torrance area? At the Law Offices of James C. Shields, we help people explore their debt relief options. We will thoroughly review your situation to help you determine which option best suits your needs. If you decide that bankruptcy is the best option for you, we will help you through all stages of the Chapter 7 or Chapter 13 bankruptcy process.

Which Debt Relief Option Is Right for You?

At the California Law Offices of James C. Shields, we help clients in and around Torrance to explore their debt relief options. If you are overwhelmed with significant debt, you have a range of choices to consider:

  • Doing Nothing: Hiding out from creditors may work for a while, but they are persistent and can catch up with you when you least suspect it. They can hit you with foreclosure and repossession as well as wage garnishment and bank levies and you may not even know it until your money or property disappears.
  • Paying Your Debts: Taking money from your savings or 401k is an option, as is borrowing from friends or relatives. But, these options could leave you with little or no assets and damaged personal relationships.
  • Debt Consolidation: This option is perhaps favorable for homeowners wishing to get a home equity loan. However, consolidating credit card debt into another unsecured loan is only exchanging one problem debt for another.
  • Credit Counseling: There are many credit-counseling companies who promise big results, deliver little, and charge a hefty fee in the process. This option may be right for some people, but we urge you to use caution.
  • Debt Negotiation: Creditors may be willing to strike a deal, offering to relieve your debt for less than you owe. You may need significant cash on hand, however, to take advantage of this bargain. This option also presents other legal complications that an experienced debt relief lawyer can help you avoid.
  • Bankruptcy: Bankruptcy is a federal court process designed to help people who are overwhelmed with debt. It stops creditors from taking drastic actions against you and offers an opportunity to eliminate debt, or restructure and reduce your debt through a manageable payment plan.

Our attorneys will carefully review your financial situation and listen to your goals and concerns to help you decide how you want to deal with your debts. We have a long track record of success helping people like you eliminate their debt problems once and for all.

Free Consultation - Call a Bankruptcy Lawyer in Torrance

Need a debt relief lawyer in the South Bay? If you have questions about bankruptcy, we are here for you. Contact us today online or by telephone at (888) 910-6652 to schedule your free initial consultation with an experienced bankruptcy lawyer. We are open on Saturdays and are available before or after regular business hours by appointment. For your convenience, we accept checks and debit cards as forms of payment.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

  • Our Guarantee to Our Clients

    We promise to represent your best interests and keep you fully informed.

    Read Our Guarantee
  • Bankruptcy eBook

    Get a FREE eBook to become more familiar with the bankruptcy process.

    Download It Here
  • Our Video Center

    Click here to access a list of our firm's videos.

    Get More Information
  • When You're Ready To Talk

    We're ready to listen. Contact us to receive a free initial consultation.

    Request a Consultation

When You're

Ready to talk

Our firm is ready to listen. Call for a FREE case consultation.

Call Toll-Free 888.910.6652

"The Law Offices of James C. Shields is located in Torrance and proudly serves clients all throughout the South Bay including:

  • Long Beach
  • Irvine
  • Los Angeles
  • Palos Verdes Estates
  • Huntington Beach
  • Hermosa Beach
  • Redondo Beach
  • Manhattan Beach
  • Newport Beach
  • Costa Mesa
  • El Segundo
  • Rolling Hills
  • Hawthorne
  • Playa Del Rey and Culver City
Law Offices of James C. Shields - Torrance Bankruptcy & Estate Planning Attorney
Located at 21707 Hawthorne Blvd, Suite 204
Torrance, CA 90503.
View Map
Phone: (888) 910-6652
Local Phone: (310) 626-4404

Website:
© 2017 All Rights Reserved.